And if the car is connected we would make savings, in addition to improve our driving experience ? The embedded technologies open up a boulevard to a lot of innovations. Thus, the Drive Box, a small box that plugged into his vehicle — offered with the contract YouDrive Direct Assurance –, saves the look of the car, its acceleration, road-holding in cornering and braking.
These four criteria of “good conduct” are crossed with the real-time information on the weather, the type of route and the traffic density. And they allow us to give a score to the driver. The result is decrease or increase the cost of its insurance.
” YouDrive aligns the interest of the driver and the insurance, ” says Godefroy de Colombe, CEO of Direct Insurance. The better it conducts, the less it pays. And the less we will pay the cost of an accident. “
The price of insurance will vary according to your score
Revised each month, the price of insurance can vary from – 50 % to + 110 %, based on the score of the driver. “The promotion average is + 21 % per month, advance still the CEO. But we have not yet received needed to know if our model is profitable or not. “
note that the offer applies to a profile of a particular driver : it must have at least seven years of licensing and insurance that has never been his name. This model has inspired other insurers. And Allianz Conduct connected offers a similar system to its customers. Good behaviour will be rewarded financially. A bad does not change the contract.
Le Parisien
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